Bad credit business loans are obtainable even when there is no collateral, no available credit, and no revenue.

bad credit business loan

Business Loans for Bad Credit

As an entrepreneur or small business owner, it pays to educate yourself on getting a business loan especially if you are challenged with bad credit. In the business world, Dun & Bradstreet reigns supreme. If your business is rushing into a D&B rating beyond 75 on a sliding scale from 0-100 getting credit will never be a problem for you. However, those small business owners and entrepreneurs who hover between 0-20 will find challenges in this tough economic climate. This is the area where many enthusiastic small business owners and entrepreneurs lose their drive and persistence. Without the funds to back their start-up, why continue? It has been found that funding bad credit business loans is an area that requires insight and basic savvy all at the same time.

Getting Working Capital with Bad Credit

The most important lesson to learn when setting out to develop credit for your business is to sharply divide the credit of your business with your own personal credit. Once this is accomplished getting beyond bad credit in the life of your business will enable you to give birth to a new entity that stands apart from your personal credit history.

Luckily, because of the sharp differences in the way business owners finance their business activities today, more sophisticated and available financial products are open to those who do have bad credit.

If you are a small business owner who has been challenged by the Great Recession because of inadequate cash flow, short term loans that can be paid off quickly can improve that bad credit rating and help you re-establish your credit rating for future positive business transactions.

Savvy entrepreneurs and small business owners realize that it is imperative to find professional financial experts who have the education, experience and. funding ability required to overcome the obstacles that are met with bad credit business loans.

It is recommended that the interested entrepreneur or small business owners who are facing bad credit challenges seek out a financial expert who can counsel them in the correct way to approach obtainment of funds.


Even when banks are willing to loan to a small- to medium-sized business, the approval process can take a long time to reach a final stage, and it is possible your business situation may have improved on its own or worsened by that time. Our loan alternative products, however, work to put money into your account quickly.  To this end, Atlantis Capital is a company which focuses on speed: speed of assessment of your company to determine suitability, speed of service during the question-and-answer process, and, lastly, on putting the money we give you into your bank account quickly. There’s a simple form to fill out, and then you’re on your way–in three minutes, you could be a day or less from the funds you need, when you need them.   Our Merchant Cash Advance and Bank-Only ACH programs offer fast, reliable, dedicated loan alternatives which can help your business increase its value and continue to provide high-quality services.  Best of all, your businesses’ credit rating is never looked at for our approval process!  Instead, our friendly, professional, dedicated representatives quickly assess key metrics and data about your business and determine (often within minutes or a few hours) how much money Atlantis Capital can give you in exchange for a carefully balanced, personalized percentage of your future sales.


A normal bank loan is just that–a loan. There’s a minimum payment to settle every month, as well as stringent requirements for getting the money in the first place. With the money Atlantis Capital provides, the company buys some of your practice’s future business. Even in the uncertain world of business, this is something which can be relied upon.


Every business needs an occasional influx of capital–sometimes, given the cyclical nature of business in the modern world, it is clear that repeated infusions of cash are sometimes needed. Atlantis Capital can provide this, in a way which doesn’t place any of your assets at risk.

What’s Next?

With Atlantis Capital, the next step is easy and very straightforward! Simply download and fill out our online application form, and send it back to us via email with your last four months of business bank statements and/ or merchant processing statements for a fast response. Our specialists will immediately reply with the best options available for your business in terms of a merchant cash advance or other financial product which fits the exact needs of your business. It’s that simple!

Why don’t you apply for your Bad Credit Business Loans? Apply now!